SBA 7(a) Loans
The SBA 7(a) Loan is the flagship loan product of the Small Business Administration. SBA 7(a) loans can be utilized for funding of up to $5 million and have a term length of up to 25 years depending on the loan purpose. They can be used for working capital, equipment, buying a business or franchise, refinancing debt, and/or purchasing real estate.
Loan Amounts from $150,000 to $5,000,000
Terms from 10 to 25 Years
Up to 90% LTV
Fully Amortized with No Balloon Payments
Rates from 9.50 - 11.25%
SBA 504 Loans
The SBA 504 program allows business owners to access 90% LTV loans for the purchase or construction of commercial real estate. The loan structure includes a first and a second mortgage allowing for loan to values that are typically not available. The program also provides the stability of competitive fixed interest rates.
Loan amounts up to $20,000,000
Terms from 20 – 25 years
Long term fixed rates
Up to 90% LTV
Fully amortized with no balloon payments
SBA Express Loans
$350,000 and under SBA Express loans are ideal for your expedited small business lending needs. Available for nationwide lending, You can be approved quickly and fund within as little as 10 days from receipt of a completed application package. With fast funding and low interest rate options, our SBA Express loans can save your business money when compared to other online lender alternatives!