Commercial Real Estate Loans
Small Business Lending, Inc. offers flexible SBCRE financing for a wide range of commercial real estate properties, with loan amounts from $250,000 to $5,000,000 and leverage of up to 80% LTV. Eligible property types include multifamily, mixed-use, retail, office, self-storage, mobile home parks, daycare, automotive, restaurant, and select hospitality or specialty-use properties. This program is designed for borrowers seeking competitive non-SBA options, with minimum requirements of 1.10x DSCR, 660 credit score, and non-citizen green card holders accepted.
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Loan amounts from $250,000 to $5,000,000
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Terms up to 30 years
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Fixed and variable rates available
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Fund in as little as 30 business days
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Non Recourse avalible
DSCR Loans
Small Business Lending, Inc. offers flexible DSCR financing for investor residential properties, with loan amounts from $100,000 to $3,500,000. Eligible properties include non-owner-occupied single-family homes, 2–4 unit residential properties, short-term rentals, and portfolio loans on 1–4 unit properties. This program features fixed-rate and ARM options, interest-only availability, no tax returns required, vacant properties allowed, and a minimum DSCR of 0.85x with a 640 minimum credit score. Maximum leverage goes up to 80% LTV, depending on loan size
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Loans sized from $100,000 to $3,500,000
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Terms up to 30 years
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Fixed and variable rates available
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Fund in as little as 30 days
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