Investment Property Acquisitions
Purchase a stabilized, income-producing commercial property using in-place or projected rental income to qualify.
Investment property financing
DSCR Commercial Real Estate Loans
Property-focused financing where qualification is driven by rental income and debt-service coverage — not personal income, tax returns, or W-2s. Built for how real estate income actually works.
Program overview
Qualify on the property's cash flow, not your personal income.
DSCR — debt-service coverage ratio — financing evaluates a property on its own merits: does the rental income cover the mortgage payment. Because approval is based on the property's income rather than personal tax returns or employment history, DSCR loans are often the most practical option for real estate investors, self-employed borrowers, and buyers scaling a portfolio of income-producing commercial property. We evaluate in-place or projected rents, calculate the resulting coverage ratio, and place the request with a lender whose DSCR program fits the property type and leverage needed.
What These Loans Can Finance
Cash-Out & Rate-Term Refinance
Refinance an existing investment property to access equity, improve terms, or consolidate debt.
Multi-Tenant & Mixed-Use Property
Finance retail, office, industrial, and mixed-use buildings with multiple income streams.
Portfolio Financing
Finance or refinance multiple properties together as an investor scales a commercial real estate portfolio.
No Tax-Return Qualification
Qualify using the property's cash flow instead of personal tax returns, K-1s, or W-2 income documentation.
Property Types We Regularly Finance
Multifamily (5+ Units)
Office
Mixed-Use
Retail
Warehouse & Light Industrial
Self-Storage
Mobile Home Communities
Automotive
Restaurant & Bar
Daycare Center
Our role
Matching your property's cash flow to the right DSCR lender.
Cash-flow analysis
We calculate the property's debt-service coverage ratio using in-place or projected rents.
Deal structuring
We structure the loan amount, leverage, and terms around what the property's income actually supports.
Lender matching
We place the request with a DSCR lender whose program fits the property type and coverage ratio.
Through closing
We coordinate appraisal, underwriting conditions, and closing through funding.
Let our lending team review your transaction.
Submit the basic property and transaction details and a member of our team will contact you regarding structure and next steps.