SBA 7(a) Loans | Small Business Lending, Inc.
Flexible SBA business financing

SBA 7(a) Loans

Flexible financing for business acquisitions, owner-occupied real estate, construction, partner buyouts, equipment, working capital, and eligible debt refinancing.

Program overview

SBA 7(a) Loans

The SBA 7(a) program can finance transactions that combine multiple uses of proceeds under one loan structure. Our team focuses on building a request that clearly explains historical performance, repayment ability, collateral, management experience, and the transaction rationale.

SBA 7(a) Loan Options

Real Estate Purchases

Purchase owner-occupied commercial real estate, including buildings, land, and property improvements. Learn more →

Refinance

Refinance existing business debt, improve cash flow, consolidate obligations, or extend your term. Learn more →

Business Acquisitions

Buy an existing business, complete a partner buyout, or finance an ownership transition. Learn more →

Equipment Financing

Purchase or refinance machinery, vehicles, technology, furniture, and other equipment. Learn more →

Working Capital

Finance payroll, inventory, marketing, expansion, and other day-to-day business needs. Learn more →

Our role

Banker-led structuring from initial review through closing.

Experienced bankers

We understand lenders’ requirements and structure requests that highlight the strengths of your transaction.

Strong presentation

Clear financials, analysis, and narrative that support approval and confident underwriting.

Lender relationships

We maintain active relationships with banks, credit unions, CDCs, and SBA-approved lenders.

From start to close

We stay involved through diligence, conditions, and closing to help keep your deal on track.