Heavy Machinery
Purchase or upgrade production, processing, or shop equipment.
Equipment financing
Equipment Financing
SBA financing to purchase or refinance the machinery, vehicles, technology, and equipment your business runs on — from a single piece to a full fleet or shop buildout.
Program overview
Financing sized to the equipment's useful life, not a generic term
Equipment purchases are often the difference between a business that can take on a new contract and one that can't. We structure equipment financing through the SBA 7(a) program, matching the loan term to how long the equipment will actually be in service — whether it's a standalone purchase or bundled with other uses of proceeds in the same request.
What These Loans Can Finance
Fleet & Vehicles
Finance work trucks, vans, or a full commercial fleet.
Technology Systems
Fund point-of-sale, software, or specialized technology infrastructure.
Refinance Equipment Debt
Refinance existing equipment loans to improve rate or free up cash flow.
Combined With Other Uses
Bundle equipment financing with a business acquisition or real estate purchase in a single SBA 7(a) request.
Our role
Sizing the loan to the equipment, not a one-size-fits-all term.
Equipment analysis
We review the equipment's cost, useful life, and role in your operations.
Deal structuring
We structure the request to match the equipment's cost and useful life within your SBA 7(a) financing.
Lender matching
We place the request with a lender experienced in your equipment type and industry.
Through closing
We stay engaged through underwriting, conditions, and funding.