Flexible SBA business financing

SBA 7(a) Loans

Flexible financing for business acquisitions, owner-occupied real estate, construction, partner buyouts, equipment, working capital, and eligible debt refinancing.

Program overview

SBA 7(a) Loans

The SBA 7(a) program can finance transactions that combine multiple uses of proceeds under one loan structure. Our team focuses on building a request that clearly explains historical performance, repayment ability, collateral, management experience, and the transaction rationale.

Common uses

Business acquisitions and changes of ownership
Partner buyouts
Owner-occupied real estate purchases
Construction and renovation
Equipment and working capital
Eligible business debt refinancing

Acquisition expertise

For business acquisitions, we evaluate historical cash flow, buyer experience, equity injection, seller financing, working-capital needs, goodwill, collateral, and post-closing debt service.

Our role

Banker-led structuring from initial review through closing.

Our team evaluates the transaction, analyzes repayment ability, prepares the lending presentation, coordinates lender questions and documentation, and remains involved through approval and closing.